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You have a lot on your plate.


If you’re like 66% of small- and medium-sized business owners, you’re personally responsible for at least three of the following areas: operations, finance, sales, marketing, human resources, customer service, product development, and IT. Feeling overwhelmed? It’s okay. Learn to delegate, find the right business partners and enjoy your adventure. You’re building something that’s uniquely yours!

Do you have the cash to keep your business flowing?


A whopping 82% of small business failures are due to issues with cash flow. Accidents involving employees and customers can stop your growth in it tracks, or worse, shut your business down completely. Are you covered?

Limit your expenses to maintain your profits.


Growing your revenue is obviously important as a small business owner, but limiting your expenses is equally vital to your long-term success. Staying ‘in the black’ and reporting profits on a consistent basis is a challenge for approximately 44.7% of Canadian small- and medium-sized businesses. Beat the odds by focusing on staying lean.

Partnering with a bank can help increase your access to capital. 


It’s hard to gain the trust of a bank when you’re just starting your business. Banks are notoriously conservative with their investments, which means you need to focus on what you bring to the table. As you seek capital to grow or expand your business, find a bank that is interested in being your partner and not just treating you as another customer. Sometimes that means creating close ties with the bank’s CEO — one executive to another.

You’re not alone in your efforts to recruit and retain the best employees.


Businesses are built by people. Which means as you grow, your employees become more and more important to your continued success. However, a recent Future of Business survey identified that 25.6% of Canadian small- and medium-sized business struggle to find and keep high-quality employees. Are you doing everything you can to identify, entice and retain the best talent?

Automation is your friend.


Find new technologies and tools to help automate the tasks that are ancillary to your business. And always look for new ways to streamline your processes. By doing so, you’ll spend more time and resources on growing your business, which will help you, your employees, and your customers.