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Where you live will affect how much your insurance costs.

Did you know that where you live could make a big difference in your homeowner’s insurance premiums? If your house is in a flood plain or in an area at higher risk of severe weather or natural disasters, you will pay more for homeowner’s insurance. In 2016, the Fort McMurray wildfire in northern Alberta destroyed 2,500 homes and building which resulted in 60,000 claims totaling $3.7 billion in losses. Homes in this area could still face higher premiums. Your dream home may be worth it but figure it out before you buy it or it may just become your worst nightmare.

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