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You might not be as covered as you think.

As tempting as it might be to skim over the fine print, it’s important to read your homeowner’s policy. Most standard policies protect you in the event of fire, hail or even explosions. But floods and earthquakes and certain other natural disasters aren’t part of a typical policy. For us Canadians, earthquake insurance is almost essential anymore. Around 4,000 earthquakes are recorded each year in our country, and the densely populated regions of British Columbia and Ontario/Quebec are located in active seismic zones.

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